What is my deductible when I file a claim?

Modified on Thu, 1 Aug at 11:29 AM

The deductible amount is 20% of the purchase price of the merchandise paid by the customer if its price is below RM200, and 5% if its price is RM200 and above.


For example, if the merchandise's price is RM500 and the repair cost is RM100. Since the price of product is above RM200, the calculation is as per below:


Deductible: [Merchandise's price x 5%]: RM500 x 5% = RM25

The claims amount: [Repair cost – Deductible]: RM100 – RM25 = RM75


Another example is if the merchandies's price is RM150 and the repair cost is RM50. Since the price of product is below RM200, the calculation is as per below:


Deductible: [Merchandise's price x 20%]: RM150 x 20% = RM30

The claims amount: [Repair cost – Deductible]: RM50 – RM30 = RM20


Berapakah jumlah potongan saya apabila saya membuat tuntutan?


Jumlah potongan adalah 20% daripada harga belian barang yang dibayar oleh pelanggan jika harganya di bawah RM200, dan 5% jika harganya RM200 ke atas.

Sebagai contoh, jika harga barang adalah RM500 dan kos pembaikan adalah RM100. Memandangkan harga produk melebihi RM200, pengiraannya adalah seperti berikut:

Potongan: [Harga Barang x 5%]: RM500 x 5% = RM25
Jumlah tuntutan: [Kos Pembaikan – Potongan]: RM100 – RM25 = RM75

Contoh lain adalah jika harga barang adalah RM150 dan kos pembaikan adalah RM50. Memandangkan harga produk adalah di bawah RM200, pengiraannya adalah seperti berikut:

Potongan: [Harga Barang x 20%]: RM150 x 20% = RM30
Jumlah tuntutan: [Kos Pembaikan – Potongan]: RM50 – RM30 = RM20

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